Page 18 - Investments

Increase investments periodically in line with salary to meet your goals

Investors also need to provide for financial shocks. Things do not always go as planned, and hence one needs to build a margin of safety

Invest in off-shore markets to create a well-diversified portfolio

Low correlation means you can reduce volatility by taking exposure in other markets

Guns or butter, both need investments

Our common interest requires building a consensus on cash flows

Should you invest in banking and financial services funds at this time?

If you do want to take a tactical bet on sector funds, enter a category that is down and out currently

Uptick in investments fueled by state govts' capex, not private sector

The Centre's capex recorded a contraction of 33% in November year-on-year

Do nothing - just pay fees

It's better to sit out when markets turn volatile rather than rush to withdraw your investments

Time to buy good businesses

For the short term, gold or gold ETFs would be good options

Young India saves early, but doesn't make the right investment decisions

Matching the financial goal with appropriate instruments is key to success

When investing, don't select fund based on short-term outperformance alone

As the market rally turns narrow, investors should avoid jumping from their current funds into those that have outperformed lately

Following ace investors is a good idea, but don't always ape their bets

There is much to learn from their investing philosophies. However, they have much deeper pockets and take many more chances than you can

Invest only a small portion in mutual funds through Paytm or WhatsApp

It can be more convenient, but even a small error on your part can hurt badly

Thai billionaire's firm plans to tap large population in China and India

Thailand's billionaire business tycoons have stepped up acquisitions and investments abroad as an ageing population and increased competition dim the long-term domestic growth outlook

Don't look at short-term performance; hold on to your fund for a full cycle

Investors need to understand that bouts of underperformance by funds are more common than one realises

Fund houses eye debt-focused investment products to gain traction

Industry experts also suggest that the plain vanilla income-accrual funds could also find a few takers in the current environment

Here are few meaningful ways to leave a bigger legacy for your heirs

Invest in passive investment products that don't require regular evaluation

To earn higher interest income, you have to take some measured risks

For fixed-income investors, this is undoubtedly good news, as interest rates will go up. Banks like State Bank of India, ICICI Bank, HDFC Bank and others are slowing raising deposit rates

Don't just look at return, consider risk too while deciding on investments

To incentivise investors to invest in the second investment, it should offer an expected return greater than 6.40 per cent

Ignore bitcoin mania: Five personal finance lessons from 2017

Rebalance your investment portfolio, diversify beyond fixed deposits, and don't fall prey to the bitcoin mania

Investments contract in first 4 months of FY18

Increase in Centre's capex offset by declining state capex

Indian firms' overseas investments down 46% to $1.12 bn in June

ONGC Videsh invested $118.68 mn in host of joint ventures and fully owned units in various locations